Disclosures

Last updated: November 12, 2026

We want you to be able to trust what you read here, so this page explains plainly how the site works and how it's paid for.

Not professional advice

Our articles, tools and coaching are for education. They are not individual financial, investment, tax, legal or insurance advice, and NavLight Financial Coaching is not a registered investment adviser, accountant or attorney. Please talk with a qualified professional about your own situation. Our Terms of Use explain this in full.

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Sponsored content and free products

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Stories and examples

The couples, families and numbers in our articles are illustrations meant to show how an idea works. Names and details are changed or combined to protect privacy. Your own results will depend on your circumstances and choices.

Numbers change

Interest rates, tax rules, contribution limits and prices change often. Figures in an article were accurate to the best of our knowledge when it was written, so check current numbers before you act on them.

Scripture quotations

Unless otherwise noted, Scripture quotations are taken from The Holy Bible, New International Version®, NIV®. Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission. All rights reserved worldwide.